Tata AIA – Full Plan Details
Informational summaries only. Benefits, charges and eligibility are as per the official product brochure & policy terms. Contact us for personalised recommendations.
Tata AIA Sampoorna Raksha Promise (Term)
Pure protection term plan to safeguard your family’s future.
Who should consider
- Primary earners
- Home loan protection
- Families with dependents
Key benefits
- High sum assured at affordable premiums
- Flexible payout: lump sum / monthly income / combo
- Return of Premium variant available
- Optional riders: CI, Accidental Disability, Waiver of Premium
Eligibility (summary)
- Entry age: typically 18–60 (variant‑wise)
- Policy term: 10–40 years (variant‑wise)
- Subject to underwriting
Payout options
- Death benefit as per chosen payout style
- ROP refunds total premiums (excluding taxes/riders) on survival (variant‑wise)
Tata AIA Sampoorna Raksha Supreme (Term)
Enhanced term protection with flexible benefit structures.
Who should consider
- Individuals wanting advanced payout options
- Those seeking ROP and long tenures
Key benefits
- Multiple benefit options including increasing income
- Discounts: female lives, non‑smokers, digital purchase
- Wide rider choices
Eligibility (summary)
- Entry age/term vary by option
- Subject to underwriting
Payout options
- Lump sum or income options, including combinations
Tata AIA Smart Sampoorna Raksha Supreme (Term + Wealth)
Protection plus market‑linked wealth creation in one policy.
Who should consider
- Long‑term investors who also want protection
Key benefits
- Life cover + investment in market funds
- Fund switching; systematic withdrawal options
- Rider add‑ons
Eligibility (summary)
- Age/term as per brochure
- Market risk applies to fund value
Payout options
- Death benefit + fund value benefits as per terms
Tata AIA Fortune Guarantee Plus (Guaranteed Savings)
Savings plan offering guaranteed maturity/income benefits.
Who should consider
- Risk‑averse savers
- Education/goal planning
Key benefits
- Guaranteed returns (no market risk)
- Choice of lumpsum or regular income
- Life cover through the term
Eligibility (summary)
- Entry age/term/premium bands as per brochure
Payout options
- Guaranteed maturity or income payouts as chosen
Tata AIA Fortune Guarantee Pension (Retirement)
A pension solution for stable retirement income.
Who should consider
- Pre‑retirees and retirees seeking predictable income
Key benefits
- Lifetime income variants (single/joint life)
- Life cover features per chosen annuity option
Eligibility (summary)
- Entry age and annuity options per brochure
Payout options
- Regular annuity income; exact structure per variant
Tata AIA Param Raksha Life (ULIP)
Unit‑linked plan combining life cover with market investing.
Who should consider
- Investors comfortable with market risk
- Long‑term wealth builders
Key benefits
- Multiple funds; unlimited switches
- Goal‑based investing with insurance protection
Eligibility (summary)
- Age/term/fund options as per brochure
Payout options
- Fund value + death benefit as per policy
Tata AIA Param Raksha Pro / Life Pro+ (ULIP)
ULIP with enhanced features and loyalty additions.
Who should consider
- Long‑term investors seeking add‑on value
Key benefits
- Loyalty additions; optional return of mortality charges (variant‑wise)
- Rider options for enhanced protection
Eligibility (summary)
- Age/term per brochure; subject to market risk
Payout options
- Fund value + death benefit; charges as per policy
Tata AIA Shubh Flexi Income Plan (Savings + Income)
Savings plan with flexible, steady income benefits.
Who should consider
- Households that want regular monthly/yearly income
Key benefits
- Life cover + income stream
- Increasing income variants (as per plan)
Eligibility (summary)
- Entry age/term as per brochure
Payout options
- Guaranteed income frequency as chosen
Tata AIA Maha Raksha Supreme (Term)
Simple, high‑cover term insurance for pure protection.
Who should consider
- Anyone needing large cover at low premium
Key benefits
- Customizable tenure; riders for CI/AD/ADDB
Eligibility (summary)
- Entry age/term per brochure; underwriting applies
Payout options
- Death benefit payout per option chosen
Tata AIA Super Income Plan (Guaranteed Income)
Savings plan paying guaranteed income after a deferment period.
Who should consider
- Families seeking assured cash flows
Key benefits
- Guaranteed payouts; life cover during term
Eligibility (summary)
- Entry age/term per brochure
Payout options
- Regular income as per plan schedule
Disclaimer: This page is for educational purposes. Please refer to the insurer’s official brochures and policy contracts for complete and latest terms & conditions. Product availability/variants may change without notice.